Car Loans & Fleet Vehicle Finance
At Financery, we understand that a car loan is more than just a purchase—it’s a key part of running and growing your business. Whether you’re a tradie, small business owner, or director, we provide personalized car finance solutions to match your needs, your cash flow, and the type of vehicle you require.
We don’t just find a loan; we help you structure it strategically, giving you flexibility and peace of mind.
Flexible Loan Structure Options
Balloon vs No Balloon
Balloon Payments: Lower monthly repayments with a larger final payment—ideal if you want to manage short-term cash flow.
No Balloon: Equal monthly repayments, giving you predictability and simplicity.
Fixed vs Variable Rates
Fixed Rates: Lock in your repayments, protecting your business from interest rate changes.
Variable Rates: Potentially lower repayments and more flexibility, with the ability to pay down your loan faster.
Term Flexibility
Short-term or longer-term loans to suit your cash flow and business goals.
Commercial Vehicles ●
Fleet Vehicles ●
Delivery Vans ●
Luxury Cars ●
Classic Cars ●
Commercial Vehicles ● Fleet Vehicles ● Delivery Vans ● Luxury Cars ● Classic Cars ●
New or Used Vehicles
We finance a wide range of vehicles:
New Vehicles: Reliable, fully warranted, and tax-effective for business use.
Used Vehicles: Cost-effective options, including trades vehicles and specialised industry vehicles.
Whether it’s a private sale or dealer purchase, we have lenders who can support both scenarios.
Who We Finance For.
Utes for Tradies: Practical, reliable, and structured to suit your cash flow and tax strategy.
Delivery Vans: Keep your operations moving without tying up working capital.
Luxury Cars for Directors: Access flexible finance solutions for high-end vehicles, while maximising tax benefits.
Classic Cars or Wedding Vehicles: Specialist lending options for vehicles used in niche industries.
No matter your industry or vehicle type, we work with a panel of lenders to find the solution that fits your business, whether you need low repayments, flexibility, or a combination of both.
